Auto Finance Options At Neil Huffman Acura At Oxmoor
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Auto Loan Financing |
The Neil Huffman Acura At Oxmoor finance department wants to make sure that your experience with us is exceptional. And we know that financing your new vehicle can be stressful, scary – and a bit overwhelming. That’s why our finance managers work with people from all over the Louisville area to make sure you get the right car loan at the most competitive rates.
We have financed customers from Middletown, St. Matthews, Lexington, Jeffersontown – and everywhere in between! Whether you are right down the road or an hour away from Louisville, you can use our quick pre-approval form to qualify for one of our auto loan finance programs.
Not sure what you can afford? Try our car loan payment calculator to estimate your buying power and get estimated monthly payments.
Whether you have excellent credit, less-than-the-best credit, or no credit (or are trying to re-build your credit), our finance team has the flexibility you need to help you obtain a loan that will get you in a new or used vehicle that’s right for you!
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Vehicle Protection Plans |
When you purchase a vehicle from us, we also give you the option to purchase a vehicle protection plan. A protection plan helps give you peace of mind when you purchase a used or new vehicle. You can choose from several levels of coverage – so you can rest assured your new or pre-owned vehicle will be covered!
Additionally, if you purchase any of our Vehicle Protection Plans with Paint & Fabric Defense with Nanoxide, you will receive a $1,000 trade certificate from Neil Huffman Acura at Oxmoor*
Vehicle Protection Plan Options
Powertrain Protection
- Engine
- Transmission
- Front & Rear-Wheel Drive Train
- Associated Fluids, Filters & Lubricant
- Associated Seals & Gaskets
- Hybrid Components
- Hybrid electric motor assembly, electronic transmission, transaxle assembly, and electric traction-drive motor assembly
Enhanced Protection
- Engine
- Transmission
- Front & Rear-Wheel Drive Train
- Associated Fluids, Filters & Lubricant
- Associated Seals & Gaskets
- Basic Electrical
- Fuel
- Heating & Cooling
- Air Conditioning
- Brakes
- Hybrid Components:
- Hybrid electric motor assembly, electronic transmission, transaxle assembly, and electric traction-drive motor assembly, one battery replacement - nickel & lithium ion driver propulsion batteries
Premium Protection
- Engine
- Transmission
- Front & Rear-Wheel Drive Train
- Associated Fluids, Filters & Lubricant
- Associated Seals & Gaskets
- Enhanced Electrical
- Fuel
- Heating & Cooling
- Air Conditioning
- Brakes
- Suspension
- Steering
- Electronics
- High-Tech Package
- Hybrid Components:
- Hybrid electric motor assembly, electronic transmission, transaxle assembly, and electric traction-drive motor assembly, one battery replacement - nickel & lithium ion driver propulsion batteries
Complete Protection
- Provides our most extensive coverage on new and pre-owned vehicles
- Coverage extends to any part experiencing a mechanical breakdown except for those parts listed as excluded under the service contract.
Please talk with one of our financial team members to learn how you can purchase this additional coverage to protect your new or pre-owned vehicle.
Note: Any MPG listed is based on model year EPA mileage ratings. Use for comparison purposes only. Your actual mileage will vary, depending on how you drive and maintain your vehicle, driving conditions, battery pack age/condition (hybrid only) and other factors.
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Paint & Fabric Defense with Nanoxide |
The Paint & Fabric Defense with Nanoxide protection can be applied to the exterior and interior of your car to protect all painted sheet metal panels, your headlights, windshields, alloy wheels and interior surfaces.
Interior Protection
If you have children or spend a lot of time in your vehicle, you know that spills are bound to happen. Paint & Fabric Defense with Nanoxide’s environmentally-friendly interior protection shields your vehicle’s interior surfaces so they stay looking new longer. Paint & Fabric Defense with Nanoxide protects against damage from:
- Food Stains
- Beverage Stains
- Oil Stains
- Leather and Vinyl Fading
Exterior Protection
Paint & Fabric Defense with Nanoxide’s exterior protection is a weather-resistant gloss coating that protects your vehicle’s exterior against damage from:
- Bird Dropping Etching
- Water Spots
- Oxidation
- Tree Sap
- Love Bug Damage
This non-toxic paint protection gives your car the defense it needs to look great for a long time!
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GAP Coverage |
What Is GAP Coverage?
GAP coverage is optional car coverage that can help cover the “gap” between the amount you owe on your car and the car's actual cash value in case you get in an accident and your car is damaged or totaled. GAP coverage offers protection during the first few years of your car loan. This is the time when your vehicle's worth may be less than the amount you owe on it.
As an example, if the down payment on your new car is less than 20%, you might owe more than your car is worth. If your car is totaled or stolen during that time, GAP coverage can help you pay off the balance of your loan.
Not sure if you should have GAP coverage? When you purchase your car from us, our auto loan experts can provide you with the information you need so you can decide if GAP coverage is right for you.
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Extended Service Agreements |
Purchasing a new or used car or truck is one of the biggest investments you will ever make. Fortunately, these purchases typically come with some warranty protection. But are those standard warranties enough? Often when you buy a vehicle you are eligible to purchase “extended service agreement” plans which extend the current standard warranty on the vehicle. Is that the right option for you?
Why should you consider an Extended Service Agreement plan? The answer is simple: to protect your investment.
Purchasing an Extended Service Agreement is a way to protect yourself long-term if something goes wrong with your automobile in the future. With Extended Service Agreement plans, you pay a small amount today and avoid paying a large, out-of-pocket cost for major repairs if they occur in the future.
Extended Service Agreements are not right for everyone. The experts at Neil Huffman Acura at Oxmoor can explain the different programs we offer and help you decide if one of these options is right for you.
Financing for these plans can be rolled into your purchase giving you long-term peace of mind for what could amount to just a few pennies a day.
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Complete Financial Options |
We are proud to offer our customers a complete solution for their car purchasing needs. Stop by or call us today to talk about your car financing needs. We look forward to helping you find the car that’s best for you – and helping you get the best loan package that will fit your budget!
*Trade certificate must be presented at the time of appraisal. Valid for 5 years from the original vehicle purchase date.